Having insurance in Turkey is a crucial step towards getting your residence permit or Kimlik. The house you'd purchase or rent needs to be insured against natural disasters. After the earthquake that hit Turkey, the importance of having insurance for natural disasters is more than ever.
Newly published data from the Natural Disaster Insurance Institution (DASK) has illuminated the changing landscape of earthquake insurance in Istanbul, a sprawling metropolis perched precariously along a seismic fault line. According to the statistics, mandatory earthquake insurance now covers 65% of the city's roughly 4.15 million houses.
Significantly, the districts identified as having the highest risk of seismic activity by the Disaster and Emergency Management Authority (AFAD) have been instrumental in boosting these insurance numbers.
These high-risk districts, which encompass Bakırköy, Bahçelievler, Küçükçekmece, Esenler, Başakşehir, Esenyurt, Avcılar, Beylikdüzü, Büyükçekmece, Tuzla, Pendik, Maltepe, Sultanbeyli, Usküdar, and Fatih, collectively constitute nearly half of the total number of houses covered by mandatory earthquake insurance in the metropolis.
Out of Istanbul's 2.7 million insured residences, a significant 1.2 million are concentrated within these 15 districts, underscoring the proactive stance of residents and authorities in these high-risk areas.
Esenyurt takes the lead in insurance coverage, with nearly 198,000 residences protected against seismic events. However, it's worth noting that only about half of the district's total residences currently have earthquake insurance.
Kadıköy ranks second in terms of insurance coverage, with over 154,000 residences holding DASK policies. Additionally, districts like Küçükçekmece, Pendik, Maltepe, and Bahçelievler, all designated as high-risk areas by AFAD, also feature a substantial number of insured households.
In stark contrast, Çatalca, despite its nearly 135,000 houses, lags significantly behind in earthquake insurance coverage, with only 11,000 residences, or a mere 8%, being covered.
Sultanbeyli, another district classified as high-risk by AFAD, presents a similar scenario. Despite its sizable population of almost 250,000 residents, only around 25,000 households have chosen earthquake insurance.
Beykoz, with over 200,000 houses, also falls short in insurance coverage, as only approximately 23,000 residences are insured against seismic risks. These disparities in earthquake insurance coverage serve as a reminder of the ongoing need for comprehensive disaster preparedness and risk reduction strategies across the diverse neighborhoods of Istanbul.
Of course, getting earthquake insurance is mandatory for anyone moving to Turkey in order to obtain a residence permit, but if by some mistake your home is not insured, make sure to insure it as soon as possible.
Newly published data from the Natural Disaster Insurance Institution (DASK) has illuminated the changing landscape of earthquake insurance in Istanbul, a sprawling metropolis perched precariously along a seismic fault line. According to the statistics, mandatory earthquake insurance now covers 65% of the city's roughly 4.15 million houses.
Significantly, the districts identified as having the highest risk of seismic activity by the Disaster and Emergency Management Authority (AFAD) have been instrumental in boosting these insurance numbers.
These high-risk districts, which encompass Bakırköy, Bahçelievler, Küçükçekmece, Esenler, Başakşehir, Esenyurt, Avcılar, Beylikdüzü, Büyükçekmece, Tuzla, Pendik, Maltepe, Sultanbeyli, Usküdar, and Fatih, collectively constitute nearly half of the total number of houses covered by mandatory earthquake insurance in the metropolis.
Out of Istanbul's 2.7 million insured residences, a significant 1.2 million are concentrated within these 15 districts, underscoring the proactive stance of residents and authorities in these high-risk areas.
Esenyurt takes the lead in insurance coverage, with nearly 198,000 residences protected against seismic events. However, it's worth noting that only about half of the district's total residences currently have earthquake insurance.
Kadıköy ranks second in terms of insurance coverage, with over 154,000 residences holding DASK policies. Additionally, districts like Küçükçekmece, Pendik, Maltepe, and Bahçelievler, all designated as high-risk areas by AFAD, also feature a substantial number of insured households.
In stark contrast, Çatalca, despite its nearly 135,000 houses, lags significantly behind in earthquake insurance coverage, with only 11,000 residences, or a mere 8%, being covered.
Sultanbeyli, another district classified as high-risk by AFAD, presents a similar scenario. Despite its sizable population of almost 250,000 residents, only around 25,000 households have chosen earthquake insurance.
Beykoz, with over 200,000 houses, also falls short in insurance coverage, as only approximately 23,000 residences are insured against seismic risks. These disparities in earthquake insurance coverage serve as a reminder of the ongoing need for comprehensive disaster preparedness and risk reduction strategies across the diverse neighborhoods of Istanbul.
Of course, getting earthquake insurance is mandatory for anyone moving to Turkey in order to obtain a residence permit, but if by some mistake your home is not insured, make sure to insure it as soon as possible.